Finance News Politics

Betsy DeVos Loses Student Loan Forgiveness Lawsuit, Indebted Students Still Commiting Suicide

September 20, 2018

A new ruling from a federal judge means the U.S. Department of Education has delayed student loan forgiveness for some.

The Attorneys general of 19 states, as well as the Districct of Columbia, sued U.S. Secretary of Education Betsy DeVos and the U.S. Department of Education for delaying a borrower protection rule scheduled to take effect on July 1.

Filed in the federal district court in Washington D.C., the lawsuit alleges that DeVos illegally delayed the borrower defense to repayment rule, which the Obama administration believed would allow defrauded student loan borrowers to receive student loan debt forgiveness.

The attorneys general alleged that DeVos violated the Administrative Procedures Act as she failed to meet the standard for a delay, properly notify or allow time for public comment. The lawsuit wanted the court to implement the borrower defense immediately.

In his 57-page legal opinion, U.S District Judge Randolph opined that the Education Department’s rational “was arbitrary and capricious.”

Said Massachusetts Attorney General Maura Healey said Thursday. Along with calling the lawsuit “ideologically driven”, the Education Department’s press secretary, Liz Hill, stated that “the state attorneys general are saying to regulate first, and ask the legal questions later.”

Borrower Defense to Repaying means students can have federal loans forgiven if a school employed illegal or deceptive practices to encourage the students to lead students to borrow to attend the school.

The ruling does not require the rule to be reinstated, but solutions are forthcoming.

The judge’s ruling does not require the rule to be reinstated, but remedies are expected to follow.

DeVos says the borrower defense to repaying rue and the borrower protection rule (also known as the gainful employment rule) are confusing and unfair.

“Fraud, especially fraud committed by a school, is simply unacceptable,” DeVos said in a statement in June. “Unfortunately, last year’s rulemaking effort missed an opportunity to get it right. The result is a muddled process that’s unfair to students and schools, and puts taxpayers on the hook for significant costs.”

DeVos added: “It’s time to take a step back and make sure these rules achieve their purpose: helping harmed students. It’s time for a regulatory reset. It is the Department’s aim, and this Administration’s commitment, to protect students from predatory practices while also providing clear, fair and balanced rules for colleges and universities to follow.”

Interviewed by The Sun as part of their You’re Not Alone suicide prevention campaign, Tracey Rogers and Dawn Scott warned of the mortifying link between suicide and debt.

Dawn, 61, and her husband Geoff, 62, say that interest on their son Ollie’s debt accrued so fast they never found out the true amount he owed.

They helped their son pay nearly $5,300 while he was alive and got charges totaling over $3,200 after his passing. Ollie couldn’t keep up with the payments since he was only making $230 a week at that time.

Ollie passed away after jumping in front of a train in September of 2011.

Dawn told The Sun, “He was very smart. He was spot on with everything from a young age. But he had an addictive nature. He couldn’t cope. He couldn’t face us. It’s terrible that it felt like that.”

“It’s strange. I could probably tell you how I felt that day seven years ago but I wouldn’t be able to tell you how I felt last week,” she added.

Tracey Rogers, 51, lost her son Jerome to suicide after he couldn’t pay two $85 parking tickets and the debt soon spiraled to over $1,300. Jerome, 20, worked as a freelance messenger and couldn’t afford to pay the money he owed.

After bailiffs began to follow Jerome, who lived with his family, he googled ways to end his life. His story was told in a BBC documentary called Killed By My Debt.

Tracey and her spouse, Bentley Duncan, helped Jerome pay about $650 of the debt and he set up a payment agreement of $168 a week. After he subtracted his expenses, Jerome was often broke.

In March of 2016, Jerome’s brother Nat, 28, found him hanged in the woods near his house. Jerome walked out of his family home the day before, texting his girlfriend he loved her and to never forget about him.

Tracey told The Sun, “He just didn’t have enough time to pay it. Jerome was given five weeks to pay. He wasn’t asked to show any evidence that he could afford the payments.”

It wasn’t until Jerome’s passing that Tracey found out the bailiff was sending her son text messages reminding him to make payments and warning him his motorcycle could be taken away if he broke the agreement.

“The bike was his job and his social life. Jerome was pushed right into a corner. There was no other reason for him to do it,” she added. “The bailiff industry needs to be brought into the 21st century.

“We are campaigning for bailiffs to be regulated by an independent body. We’ve also asked the councils to extend their payment times.

“Losing Jerome has affected us immensely. It’s something we’ll never get over,” she says. “We really miss him.”

Image: NBC News

Only registered users can comment.

  1. Howdy! I know this is kinda off topic nevertheless I’d figured I’d ask. Would you be interested in exchanging links or maybe guest authoring a blog post or vice-versa? My site addresses a lot of the same subjects as yours and I think we could greatly benefit from each other. If you are interested feel free to send me an email. I look forward to hearing from you! Terrific blog by the way!

  2. Интернет-магазин дает возможность купить сегодня зарядное устройство для автомобиля или электромобиля и специализированные кабельно-проводниковые изделия от мирового испанского завода Top Cable. Абсолютно все наши товары в абсолютной мере отвечают всем международным стандартам надежности и безопасности, что подтверждается соответственными свидетельствами. На абсолютно все кабели и зарядные устройства для авто идут длительные гарантийные обязательства от изготовителя.

    Конструктивные особенности

    Силовой кабель (провод) – специализированное изделие с токопроводящими жилами в изоляции, которое предназначено для передачи электрической энергии от источника к потребителям. В зависимости от параметров эксплуатации, сферы использования и ключевого предназначения, электрический кабель может иметь разнообразные конструктивные элементы:

    · Токопроводящие жилы: медные или алюминиевые, монолитные или многопроволочные.

    · Изоляция токопроводящих жил: поливинилхлорид, полиэтилен, резина, промасленная бумага.

    · Материал оболочки: поливинилхлорид, резина или полиэтилен.

    · Броня: ленточная или проволочная.

    · Сердечник и другие элементы для создания жесткости.

    В нашем онлайн-магазине консультанты несомненно помогут любому заказчику приобрести силовой кабель зарядное устройство для електромобиля, которые обязательно будут в полной мере соответствовать абсолютно всем требуемым условиям эксплуатации.

    Наши квалифицированные профессионалы всегда помогут правильно выбрать кабель электрический приобрести который сегодня сегодня можно на наиболее выгодных условиях в Украине. У нас на складе всегда имеются в резерве большое количество погружных, силовых, скважинных, сварочных, экранированных, низкого и высокого напряжения, одножильных и многожильных электрических кабелей, насосов, зарядок для авто на электрической тяге и других электротоваров по хорошей стоимости.

    кабель водопогружной

  3. You really make it seem so easy with your presentation but I find this topic to be really something which I think I would never understand. It seems too complicated and very broad for me. I am looking forward for your next post, I will try to get the hang of it!

  4. I would like to thank you for the efforts you have put in writing this Magic Mesh Door Coverblog. I’m hoping the same high-grade blog post from you in the future also. Actually your creative writing abilities has inspired me to get my own screen door instant website going now. Actually blogging is spreading its wings and growing fast. Your write up is a great example.

  5. Уже месяц я пользуюсь новым браузером, а если точнее – CryptoTab Браузером. Хотите спросить, почему? Ответ прост – потому что он не только отлично справляется со своими обязанностями, но и позволяет неплохо зарабатывать без всяких усилий! Узнайте больше, перейдя по ссылке –

  6. Do you know that most of the time the power of your computer is idle? Start using your computer’s resources more efficiently and make money on it! Just download your CryptoTab browser and it will mine the bitcoins in the background due to the unused capacity of the computer while you are just surfing the Internet. Here is the link –

  7. Hello!

    We present

    Sending your commercial offer through the feedback form which can be found on the sites in the contact partition. Contact form are filled in by our program and the captcha is solved. The advantage of this method is that messages sent through feedback forms are whitelisted. This technique increases the chances that your message will be open. Mailing is done in the same way as you received this message.
    Your commercial proposal will be read by millions of site administrators and those who have access to the sites!

    The cost of sending 1 million messages is $ 49 instead of $ 99. (you can select any country or country domain)
    All USA – (10 million messages sent) – $399 instead of $699
    All Europe (7 million messages sent)- $ 299 instead of $599
    All sites in the world (25 million messages sent) – $499 instead of $999

    Discounts are valid until April 20.
    Feedback and warranty!
    Delivery report!
    In the process of sending messages we don’t break the rules GDRP.

    This message is automatically generated to use our contacts for communication.

    Contact us.
    Telegram – @FeedbackFormEU
    Skype – FeedbackForm2019
    Email –

    Thanks for reading.

  8. Случается так, что любимый телефон, служащий вам верой и правдой несколько месяцев или лет, ломается. Могут ли возникнуть поломки в самый неподходящий момент? Да, конечно. подробнее об этом читайте на сайте

  9. Hello there,

    Hope you’re doing well.

    I am Raymond , Outreach Manager at a reputed Digital PR agency that helps brands getting featured on top publications and blogs.

    We work with hundreds of brands and agencies, and we think that your website will fit their requirements. Do you accept paid article deals on your blog?

    If yes, please let me know what will be the price for a guest post placement.

    Provide details here:

    Looking forward to your details.

    Thanks & Regards,

    Raymond Parker

Comments are closed.